TransUnion and Zenbase add rental payment information to credit reports

TransUnion and Zenbase announced a partnership to include rental payment information as a dedicated category on TransUnion credit reports in Canada, so timely rent payments are shown without being treated as debt.

TransUnion and Zenbase announced a partnership to expand availability of rental payment information within the credit reporting ecosystem. The announcement was issued Jan. 28, 2026, from Toronto and Calgary. Rental payment information will appear on TransUnion credit reports as a dedicated category separate from traditional credit obligations. The partners say timely rent payments will be shown without being treated as debt, to help Canadians showcase responsible payment behaviour. Key details: - The partnership between TransUnion and Zenbase was announced Jan. 28, 2026. - Rental payment information will appear as a distinct category on TransUnion credit reports. - Timely rent payments will be reported without being classified as debt and may help improve credit files. - The announcement notes approximately five million Canadian households rent their homes, highlighting potential reach. - The stated aim is to broaden access to greater financial opportunities by showcasing responsible payment behaviour. Summary: The change is presented as an effort to include rental payment history in credit files while keeping it separate from debt records, which is intended to broaden renters' financial visibility. Undetermined at this time.