Household income, saving and wealth distributions in Canada rose unevenly in Q3 2025.

Statistics Canada reports the income gap widened to 47.5 percentage points in Q3 2025 while overall household net worth rose 5.5% year-over-year, driven by financial asset gains.

Statistics Canada released estimates for household income, consumption, saving and wealth for the third quarter of 2025. The release shows the income gap widened while household net worth increased year-over-year. Lower-income households were hurt by falling returns on interest-bearing deposits and reduced self-employment income. Financial market gains supported stronger wealth growth among the wealthiest households. Key figures: - The income gap (share of disposable income, top 40% minus bottom 40%) reached 47.5 percentage points in Q3 2025, up from 46.3 a year earlier. - Overall household net worth increased 5.5% year-over-year, driven by a 9.6% rise in financial assets, mainly equity market gains. - Net saving worsened on average as consumption (+3.7%) outpaced disposable income growth (+2.7%); the middle 20% experienced the largest decline in net saving (-56.6%). - The top 20% of the wealth distribution held 65.5% of total net worth (average $3.5 million per household), while the bottom 40% held 3.1% (average $82,100 per household). Summary: The data show uneven economic outcomes across income and wealth groups, with lower-income households facing weaker investment income and middle-income households seeing the sharpest drop in net saving. Younger households recorded the fastest average wealth growth but also registered an uptick in mortgage debt. Undetermined at this time.