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Bank closures in 2026: 11 UK towns each losing two branches.
Summary
Eleven UK towns and London areas are set to lose two or more bank branches in 2026, as several major banks announce wider branch reductions and point to a shift toward digital and mobile services.
Content
Eleven towns and parts of London are among the worst-hit areas for bank branch losses in 2026, with each location set to lose two or more branches. Reporting notes that more than 160 branches are due to close this year among the named banks. Banks cited growing use of mobile and online services as a reason for reducing physical branches. Commentators and bank spokespeople also highlighted remaining branch networks, local banking options and published closure guidance.
What is reported:
- Eleven UK towns and London areas are each losing two or more bank branches in 2026.
- The reporting states more than 160 branch closures are planned this year from the banks mentioned.
- Santander is reported to be closing 44 branches and NatWest 32, while Lloyds, Halifax and Bank of Scotland are reported as planning at least 168 closures over the next two years.
- Lloyds said it will have 610 branches remaining once previously announced closures are complete.
- Banks described a shift toward mobile and online banking and noted that some final closure dates are pending local cash arrangements or renovation work.
Summary:
The announcements form part of a broader reduction in physical branch numbers alongside expansion of digital services. Concern was reported for customers who rely on in-person services, including older and vulnerable people. Final closure dates for some branches remain pending local cash recommendations or completion of renovation work.
