QQQ, SCHG, and SCHD are highlighted as three ETFs for new investors in 2026

The article reviews QQQ, SCHG, and SCHD and reports their 2025 results and costs: QQQ returned 20.8% in 2025 with a 0.20% expense ratio; SCHG returned 17.5% with a 0.04% expense ratio; SCHD returned 4.3% with a 0.06% expense ratio and a 3.8% dividend yield.

The article presents three exchange-traded funds as options for investors entering 2026. It describes how ETFs can offer broad exposure and diversification through single instruments. The piece then reviews the Invesco QQQ Trust (QQQ), the Schwab U.S. Large-Cap Growth ETF (SCHG), and the Schwab U.S. Dividend Equity ETF (SCHD), summarizing recent returns, fee levels, and portfolio characteristics. The reporting frames these funds as different ways to access growth or dividend exposure. Reported details: - The article reports QQQ returned 20.8% in 2025 and that its expense ratio is 0.20%. - The article reports SCHG returned 17.5% in 2025, holds 196 stocks with the top 10 positions making up 58.4% of the fund, and has an expense ratio of 0.04%. - The article reports SCHD returned 4.3% in 2025, offers a 3.8% dividend yield, holds 100 stocks with the top 10 positions accounting for 40.4% of assets, and has an expense ratio of 0.06%. - The article notes significant overlap in top holdings between QQQ and SCHG, listing names such as Nvidia, Apple, Microsoft, Amazon, Meta Platforms, Alphabet, Tesla, and Broadcom among their top positions. - The article reports recent Wall Street consensus tallies: QQQ was listed with 86 Buys, 15 Holds, and 1 Sell; SCHG with 177 Buys, 19 Holds, and 0 Sells; and SCHD with 47 Buys, 46 Holds, and 6 Sells. Summary: The article presents these three ETFs as distinct ways to gain either growth-focused or dividend-focused market exposure and highlights differences in 2025 returns, fee levels, and portfolio composition. It reports the specific performance, holdings counts, and fees above. Undetermined at this time.